Super Charge Your Savings Nanaimo

Super Charge Your Savings
January 29, 2018

Creative Ways to Use Your RRSP & TFSA


Now that RRSP season is here, you’re invited to our first educational event of 2018 in Nanaimo. Join us for coffee and dessert to learn how to effectively use RRSPs and TFSAs to minimize your tax bill.

Are you frustrated with your RRSP returns? Or confused about whether RRSPs or TFSAs are the right choice for you? Don’t count on the banks to help navigate this for you.

Recently I was referred a client who had $150,000 in his TFSA. Initially we were excited about his returns and what he had invested in to grow so much. However, we quickly discovered that he had simply contributed that money into the TFSA at the bank. Unbeknownst to the client, contributing over the TFSA limit triggers a CRA penalty of 1% per month, which in this case would cost my client $12,000 over the course of a year.

We want to prevent these types of experiences from happening to you. This event is complimentary and we encourage you to invite friends and family who want to become more empowered around their finances.


At this seminar you’ll learn:

  • RRSP and TFSA Basics
  • RRSP Loans – are they a good idea?
  • Who should NEVER use an RRSP
  • How to invest your RRSP in real estate and other investments not offered at the bank
  • How to structure investment portfolios to reduce taxes
  • Plus more…

We will also feature guest speaker, Geoff Lafleur, from ICM Realty Group. Geoff will present how you can invest in US commercial real estate using your RRSP/TFSA.

Click on the button below to register for the event today!


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Date(s) - Wednesday Jan 31, 2018
7:00 pm - 8:30 pm

Beban Park Social Center

Johanna Armstrong
Johanna Armstrong
Johanna is passionate about money and investing. She has helped clients all over Vancouver Island develop their investment portfolios and has won numerous awards for her service and commitment to financial education. Johanna’s dream is to empower clients to achieve financial freedom so they can enjoy everything that the island lifestyle has to offer. She explains it like this: “I want to help people have power, confidence and peace of mind around their investments so that they go to bed at night feeling safe, knowing they are thriving. My job is to help people build their finances to create the life they want. We live in an abundant place, but a lot of people are at a loss as to how to tap into that. I’m committed to helping people live their dream.” Johanna has a wealth of experience in real estate investing and private markets. Her jargon-free approach means you will get expert advice in plain English, allowing you to make informed decisions about where to place your money.

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